Eye Movement Desensitization and Reprocessing (EMDR).This includes the following therapeutic modalities: Therapists need to provide evidence-based, clinically rigorous treatments that are appropriate for the client’s diagnosis. This could include psychologists, psychiatrists, social workers, licensed professional counselors, nurse practitioners, and more. What types of therapy does Anthem Blue Cross cover?Īnthem Blue Cross reimburses for all therapy services provided by a credentialed mental health professional. Some common mental health conditions covered by Anthem Blue Cross include: When you start seeing your therapist, they will provide you with a diagnosis under which you’ll receive reimbursement. What types of mental health conditions does Anthem Blue Cross cover?Īnthem Blue Cross covers many mental health conditions, including all mental health conditions treated under a specific diagnosis. If your therapist offers sliding scale payments, you may be eligible to pay a lowered fee per session. If you’re concerned about paying for therapy, ask your therapist about sliding scale options. Therapy costs with Anthem Blue Cross vary based on the specific plan however, a copayment of around $50 - $65 or a 20 - 50% coinsurance per session with your in-network therapist is typical.Īnthem Blue Cross does not offer reimbursement for sessions with out-of-network therapists, so you will be responsible for all costs if you see a therapist not in-network with Anthem Blue Cross. How much does therapy cost with my Anthem Blue Cross plan? The Anthem Blue Cross customer service department will share with you the coverage available to you through your plan. If your Summary and Benefits document does not share this information with you, give the phone number on the back of your insurance card a call. Example Anthem Blue Cross Summary of Benefits, with outpatient mental health section highlighted Look for “outpatient mental health services” to see your coverage for therapy. Within this document, you’ll find the different rates of coverage - including copayment or coinsurance amounts - for each type of service available. You’ll likely find this document through your online Anthem Blue Cross account.
To check if your Anthem Blue Cross health insurance plan covers therapy services, head over to your Summary and Benefits document. How do I check if my Anthem Blue Cross plan covers therapy? If you choose to see an out-of-network therapist, you may be responsible for a portion of or the entire session fee.
This means that you can use your Anthem Blue Cross health insurance to decrease your out-of-pocket costs for mental health services.Īnthem Blue Cross only provides these benefits to in-network therapists, that is, therapists who are Anthem Blue Cross providers. Yes, Anthem Blue Cross provides coverage for therapy sessions.
Not to be confused with Blue Cross Blue Shield, Anthem Blue Cross stands as its own health insurance company in California. They offer many mental health services including access to a large provider network of high-quality therapists. Find vetted therapists who are in-network with Anthem Blue CrossĪnthem Blue Cross is one of the largest health insurance companies in California and provides medical and behavioral health benefits to millions of residents.
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